6 important things when buying a home
In today's world, the business of buying and selling a home is easier than it used to be. There are many times when you need money and want to sell your home quickly or buy a home to live in. channel Buying and selling a house, good online as well as off-line. other than that, Some brokers are very transparent in the process of buying and selling a home.
But that doesn't mean you have to give up on the business of buying and selling homes! However, buying and selling a home is important and needs to be carefully monitored and carried out. Therefore, before buying or selling a home, first understand the six important things you need to know about buying and selling a home from the following cania!
1. Quote and price
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Unlike shopping for other products, buying and selling a home requires its own computational principles that relate to many things. Fluctuating real estate prices do not mean that you can determine the sale price of a home. Some of the commonly applied methods are based on calculating sales, market prices, or investment and profit / loss of NJOP or tax objects. Therefore, before buying or selling a home, check the price carefully and accurately to avoid losing it and make the first decision.
2. Sell yourself VS Home Sales Agent Service
Buying and selling a home is easy now, but it's not as easy as flipping your palm to buy or sell a home. As a result, many real estate agent services have been created that specifically provide services with a high success rate and home buying and selling services. However, if you use the services of a home broker, of course, there are additional costs that you must spend to pay for the services of the real estate agent.
By using the services of a home sales agency, you don't have to buy or sell a home due to advertising, time, or energy issues. This is because the home sales agency will also help you complete the letter. However, even if you use the services of a home buying and selling agency, you need to be careful from start to finish to avoid being fooled by a dishonest real estate service agency.
3. Integrity of home buying and selling letter
In the process of buying and selling a home, everything must start with legality in the form of a complete document for the property being traded. By default, you have some documents needed to buy or sell a home. The first is proof of land ownership, including a Certificate of Ownership (SHM), a Certificate of Building Rights (HGB), or a Certificate of Use. All of these letters and documents are very important in buying and selling a home to avoid future land disputes.
Letters and other important documents about buying and selling a home are a proof of sale (AJB) and a sale contract (SPJB). Similar and equally important, but there are differences between the letters AJB and SPJB. An AJB letter that is part of a certificate of ownership that a notary public must handle to ensure its validity. When buying or selling a home, remember to request or provide proof of building permit (IMB), land and building tax (PBB), and final payment such as PDAM account, phone, electricity, etc.
4. Down payment (DP) procedure when buying or selling a house
Cash or loan? Indeed, all home sales transactions must be signed in the form of a down payment or down payment. The amount of this down payment is related to the request and approval of the relevant parties. For the down payment for home sales, please make sure that you have a receipt for the remittance and a home sales contract by a notary public. This will be the basis for later creating an AJB or trading certificate.
5. Home buying and selling funds
Financing or Loan Buying and selling a home all depends on the home buyer's financial plan. There are several financing options for buying and selling a home, all of which can be selected according to the most ideal conditions. For example, mortgages (KPR) and unsecured loans (KTA) through private or government banks. Indeed, the process of buying and selling this home must be paid in full according to the terms agreed by all parties before the original document of ownership of the home is legally changed.
6. Always be very careful when buying or selling a home
All of the above technical matters regarding buying and selling a home follow the general procedure for buying and selling a home. The most important thing you always have to remember is always from the beginning of buying and selling a home, from the choice of intermediary service to the agreement with a future buyer or home seller to the final arrangement. Be careful and especially careful during the financing phase of buying and selling a home.
When buying or selling a home, always check the reputation of the party selling or buying the home, especially if you are buying a home from the developer of a home project under construction.Incurred costs, etc. Reservation fee It should always be clarified, noting that it will be returned if the mortgage application process is refused. Do not pay the down payment even if the KPR is not approved. Avoid trading on hand as the risk of loss is very high.
Now, after reading the discussion above, you can buy and sell a home without fear of making mistakes or experiencing losses. Enjoy buying and selling a home!
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